The NPS Vatsalya Scheme 2025 has been the initiative of the Government which has been designed to encourage the parents and the guardians to make contributions for their child under the National Pension System. Under this scheme, you are eligible to make the contribution for a minimum of Rs 1000 while there is no limit for the maximum contribution. To be under the NPS Vatsalya Eligibility 2025 the parents or guardians shall be responsible for the minor child aged till 18 years. The NPS Vatsalya Scheme Benefits 2025 are to be checked by all and this provides the market linked returns to the citizens. For the complete details on this scheme, you are to check the article given below.
NPS Vatsalya Scheme 2025
The Vatsalya Scheme has been launched by the Hon’ble Finance Minister in the Union Budget for the year 2024-25. This is a savings cum pension scheme where the benefits are under the National Pension System. Under this scheme, the Government encourages the parents and guardians to make savings for their minor children and the account is provided to them which is to be operated by the guardian or parent till the child turns 18 years. The Scheme is a Government backed initiative which is designed to encourage the parents to contribute a minimum Rs 1000 to the NPS Account and this will be on behalf of their child. The child once turns into a major, the account transitions will be turned into NPS Tier I Account.
The NPS Vatsalya Eligibility 2025 shall let you know if the benefit could be given to you and to be eligible for the benefits, the child has to be aged under 18 years. The scheme allows the parents to make contributions for the child as their retirement savings and also helps to open the accounts for them. The withdrawal can be made for 25% of the contribution limit and the amount has to be used for education, illness and disability. Now the post here shall help one to get the complete facts on the Vatsalya Scheme which is for the benefit of the children.
Vatsalya Scheme 2025 Details
| Post Title | NPS Vatsalya Scheme 2025 |
| Organization | National Pension System |
| Benefit | Vatsalya Scheme |
| Given to | Parents for their minor child |
| Age for child | Up to 18 years |
| Minimum Contribution limit | Rs 1000 per year |
| Maximum Contribution limit | No limit |
| Withdrawal amount | Up to 25% after 3 years |
| Post type | Yojana |
| Official Website | npstrust.org.in |
What Is NPS Vatsalya Scheme 2025?
- The Government backed Scheme named as the Vatsalya Scheme has been the savings cum pension scheme which allows the parents to make contributions for their child.
- The scheme is for the parents of the minor child and one can open the account for their children and contribute each month or each year till the child turns 18 years.
- The NPS Vatsalya Scheme 2025 is the financial investment which parents can make on behalf of their minor child and the contribution Rs 1000 per year has to be made but the maximum limit is not there.
- The major benefit of the scheme is towards the encouragement of the long term savings and investment for their children.
- One can withdraw the amount up to 25% after 3 years of joining NPS when the child doesn’t turn 18 years and is made available 3 times.
Vatsalya Scheme Contribution Limit 2025
- Account opening contribution limit has been Rs 1000 per year and there is no limit for maximum contribution.
- The minimum amount of subsequent contribution is Rs 1000 per year and there has been no maximum contribution limit.
NPS Vatsalya Scheme 2025 Features
- Minor child is the only beneficiary
- Parents can open accounts and make contributions on behalf of minors
- Helps in asset allocation
- No limit for maximum contribution
- Tax benefit is not applicable.
Reason To Opt For Vatsalya Yojana 2025
- Promote long term financial security
- Lower amount for contribution
- Pension planning
- Protection against uncertainty
- Future planning
- Long term investment encouragement
- Compound interest benefits.
Exit & Withdrawal From NPS Account
- For education, treatment of illness or disability above 75% the guardian can have the withdrawal of 25% of the value after 3 years of the account opening for the maximum of 3 times till the age of child becomes 18 years.
- In case the minor dies, the entire benefit shall be given to the parent or guardians.
- For the guardian’s death, on the behalf of the minor, another guardian shall be appointed.
- If both the parents die, a guardian shall be appointed to have the account responsibility.
- When the subscriber turns 18 years they can exit.
- The exit and withdrawals shall be governed by the provisions of the Pension Fund Regulatory.
npstrust.org.in Open Account – Link
| NPS Account Opening Link | Click Here |
FAQs On NPS Vatsalya Scheme 2025
What is the purpose of NPS Vatsalya Scheme 2025?
The scheme has been initiated with a purpose to make savings for the child under the age of 18 years.
How much is the contribution limit under the NPS Vatsalya Scheme 2025?
The minimum contribution limit has been Rs 1000 per year.
At what time can one have the withdrawal and for how much?
The amount up to 25% can be withdrawn by one 3 years after the account opening date.
